Dental insurance is a great option, especially if you’re a student. Regardless of whether you have health insurance or not, your student dental insurance Long Island NY will help you manage costs of expensive dental care emergencies and preventive care among others. It’s important to have a student dental insurance to help take care of your teeth and gums now. Despite being past the age of experiencing a lot of cavities, dental care is essential. Your student dental insurance Long Island NY will help you manage the costs of regular dental visits to your dentist.

Reasons Why Dental Care is Important                         

• Healthy teeth and gums help maintain a healthy body.
• If you’re active in sports, your dentist will provide you expert dental advice about wearing mouth guards and how they help prevent injury.
• During your student years, you will experience hormonal changes that can make your gums to feel extra sensitive. This feeling can lead to irregular brushing and flossing, and with time plaque and tartar may buildup.
• If you’re wearing braces, brushing and flossing can be difficult, and this can leave your gums prone to disease and infection.
• Undergoing lip or tongue piercing can increase the risks of cracked teeth, nerve damage or even gum injuries.

Questions to Ask About Student Dental Insurance

What is the monthly premium?

Most student dental insurance plans range between $18 and $85 per month. While finding a low monthly dental insurance is important, it may cost you in other areas such as yearly maximum and deductibles.

What is my deductible?

A deductible is an amount you pay before your dental insurance kicks in. Deductibles can be after each visit to your dentist, or yearly.

What is my maximum?

Similar to how deductibles determine when your insurer starts paying, maximums indicate when the insurer stops paying. Most student dental insurance Long Island NY maximums range between $1,000 and $1,500 per year.

How soon can I start receiving dental treatment?

Most dental insurance plans have waiting periods for some dental services ranging from a few weeks up to 18 months.

Student Dental Insurance Alternatives

If you are not sure whether student dental insurance Long Island NY is the right option, you don’t have to worry. There are more affordable alternatives available. Dental discount plans from DentalSave provide students with significant discounts ranging from 20 to 50 percent. These plans don’t have maximums or waiting periods.